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30 Year-Fixed Investment Loans

Bank alternative long term loans for real estate investors

Residential 30-Year Fixed

  • 620+ FICO
  • Starting at 5.49%
  • $100K - $3M
  • Residential Investment Properties
  • Single Family, Condo, Townhouse, 2-4 Units
  • No Minimum Time in Business
  • No Minimum Monthly Revenues
  • Zero Income Documentation
  • 75% Max LTV
  • MA, ME, NH, RI & NJ

1-4 Program 30-Year Fixed

  • Based on property’s cash flow
  • 700+ FICO
  • Starting at 5.75%
  • Purchase, Refi or Cash-out
  • Up to 80% LTV for Refi
  • Up to 65% LTV for Cash Out
  • No Tax Returns Required
  • Min DCSR 1.0
  • No 4506T Required

Commercial 30-Year Fixed

  • 650+ FICO
  • 80% up to LTV
  • Starting at 6%
  • Reduced Doc
  • Primary and Secondary Markets
  • Multifamily, Mixed-Use, Office, Retail, Light Industrial, Self-Storage, Warehouse, Automotive, Mobile Home Park, Daycare Center, Restaurant, Bar

Single Family 30-Year Fixed

  • Non-Owner Occupied 1-4 Family; Condos; Townhomes
  • Starting at 6.25%
  • 680+ FICO
  • Purchase, Refinance & Cash-Out

Rental 30-Year Fixed - LendingOne

  • 680+ FICO
  • Starting at 6.5%
  • No Income Verification or W-2
  • Up to $2M
  • Cashouts
  • Up to 75% LTC
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