Residential 30-Year Fixed

• 620+ FICO
• Starting at 5.49%
• $100K - $3M
• Residential Investment Properties
• Single Family, Condo, Townhouse, 2-4 Units
• No Minimum Time in Business
• No Minimum Monthly Revenues
• Zero Income Documentation
• 75% Max LTV
• MA, ME, NH, RI & NJ

1-4 Program 30-Year Fixed

• Based on property’s cash flow
• 700+ FICO
• Starting at 5.75%
• Purchase, Refi or Cash-out
• Up to 80% LTV for Refi
• Up to 65% LTV for Cash Out
• No Tax Returns Required
• Min DCSR 1.0
• No 4506T Required

Commercial 30-Year Fixed

• 650+ FICO
• 80% up to LTV
• Starting at 6%
• Reduced Doc
• Primary and Secondary Markets
• Multifamily, Mixed-Use, Office, Retail, Light Industrial, Self-Storage, Warehouse, Automotive, Mobile Home Park, Daycare Center, Restaurant, Bar

Single Family 30-Year Fixed

• Non-Owner Occupied 1-4 Family; Condos; Townhomes
• Starting at 6.25%
• 680+ FICO
• Purchase, Refinance & Cash-Out

Rental 30-Year Fixed - LendingOne

• 680+ FICO
• Starting at 6.5%
• No Income Verification or W-2
• Up to $2M
• Cashouts
• Up to 75% LTC