✔ Loans from $30,000 to $350,000

✔ $30,000 to $49,000 Prime Rate + 3.75%

✔ $50,000 to $350,000 Prime Rate + 2.75%

✔ 10-year term with no prepayment penalty

✔ 2+ years in business

✔ Blanket lien on business assets

✔ Personal guarantee by all 20% owners

✔ 650+ minimum FICO

✔ Loans from $250,000 to $5,000,000

✔ Up to 25 year terms depending on us of funds

✔ Prime + 2.75% interest rates depending on credit and collateral

✔ After tax income less than $5 million on average over last 2 years

✔ Tangible net worth of business less than $15 million

✔ Low down payment

✔ Longer maturities

✔ No balloon payments

✔ Reduce monthly payments

✔ Non-bank direct lender

✔ Loans up to $350,000

✔ 3 - 5 years term loan or line of credit

✔ Monthly payment schedule

✔ 3 - 5 day approval time

✔ Low interest rates