See if you Qualify for a Term Loan
Checking for pre-approval will not affect your credit score.
Types of Term Loans
Term loans provide businesses a lump sum of cash to be utilized for strategic objectives.
Fixed-Rate Unsecured Term Loans
Debt-to-income based loans that do not require a lien on assets.
✔ Personal loans up to $250,000
✔ Business loans up to $500,000
✔ Loans based on debt-to-income ratio and verifiable income
✔ Interest rates from 6.99% to 28.99%
✔ 3 - 7 year terms
✔ No prepayment penalties
✔ 640+ minimum FICO
Credit-Based Term Loans
Competitive interest rate loans for applicants with a strong credit profile.
✔ Loans up to $300,000
✔ Interest rates from 5.49% to 14.99%
✔ No minimum time in business
✔ Fixed monthly payment
✔ Full liquidity available immediately
✔ Funds available in 7-15 days
✔ $50,000 or more of taxable income
✔ 730+ minimum FICO
Bank Term Loans
Ideal for businesses that can demonstrate repayment ability from earnings.
✔ Loans from $30,000 to $200,000
✔ Interest rates from 6.99% to 26.99%
✔ 2 - 5 year terms with no prepayment penalty
✔ Fixed monthly payment
✔ Lien on business assets
✔ 2+ years in business
✔ Cash flow to support loan payments
✔ 650+ minimum FICO
Risk-Based Term Loans
Algorithmic-determined loans assessed from a variety of business factors.
✔ Funding amount up to $500,000
✔ Up to 4 year repayment term
✔ Rates are risk-based and determined by likelihood of repayment
✔ Payments made twice per month
✔ No specific collateral required
✔ Personal guarantee
✔ UCC-1 on business assets (a “blanket lien”) for most customers
Real Estate Collateral Term Loans
Leverage commercial real estate assets for large sums and quick funding.
✔ Loans from $200,000 - $6,000,000
✔ Terms from 3 - 48 months
✔ Interest rates range 12 - 18%
✔ Minimum business income $2,000,000
✔ Loans against Real Estate collateral utilizing 100% CLTV
✔ 2nd or 3rd lien position on available equity up to loan amount
✔ Funding timeline in 5-7 business days
✔ 620+ minimum FICO
Ready to see if you qualify for a Term Loan?
Schedule a no-obligation consultation or call us today at 800.521.7897
Hub Financing, LLC
19L Inn Street
Newburyport, MA. 01950
Monday - Friday
8am - 6pm EST
Phone: (800) 521-7897Fax: 800-521-7897
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Hub Financing, LLC is a lead generation and validation corporation. All clients of Hub Financing, LLC are funded through a licensed direct lender, creditor, bank, brokerage, or loan originator. Hub Financing, LLC does not originate loans, process or facilitate credit repair or credit restoration services. All financial, loan, and credit recommendations given by Hub Financing, LLC are free of charge and recommendations only. Hub Financing, LLC does not provide any legal or tax advice.