Term Loans

✔ Personal loans up to $250,000

✔ Business loans up to $500,000

✔ Loans based on debt-to-income ratio and verifiable income

✔ Interest rates from 6.99% to 28.99%

✔ 3 - 7 year terms

✔ No prepayment penalties

✔ 640+ minimum FICO

✔  Loans up to $300,000

✔  Interest rates from 5.49% to 14.99%

✔  No minimum time in business

✔  Fixed monthly payment

✔  Full liquidity available immediately

✔  Funds available in 7-15 days

✔  $50,000 or more of taxable income

✔  730+ minimum FICO

✔ Loans from $30,000 to $200,000

✔ Interest rates from 6.99% to 26.99%

✔ 2 - 5 year terms with no prepayment penalty

✔ Fixed monthly payment

✔ Lien on business assets

✔ 2+ years in business

✔ Cash flow to support loan payments

✔ 650+ minimum FICO

✔ Funding amount up to $500,000

✔ Up to 4 year repayment term

✔ Rates are risk-based and determined by likelihood of repayment

✔ Payments made twice per month

✔ No specific collateral required

✔ Personal guarantee

✔ UCC-1 on business assets (a “blanket lien”) for most customers

✔ Loans from $200,000 - $6,000,000

✔ Terms from 3 - 48 months

✔ Interest rates range 12 - 18%

✔ Minimum business income $2,000,000

✔ Loans against Real Estate collateral utilizing 100% CLTV

✔ 2nd or 3rd lien position on available equity up to loan amount

✔ Funding timeline in 5-7 business days

✔ 620+ minimum FICO